If you’ve suffered a long-term injury or illness and you’re planning to file for Long-Term Disability (LTD) benefits, it’s crucial to the success of your claim that you have an experienced attorney on your side. While LTD benefits are designed to aid people who are unable to return to work due to a debilitating circumstance, it’s not always a cut and dry process.
An LTD attorney at Young, Marr and Associates will help you to understand the process, gather evidence to support your claim, file the necessary (and often time-sensitive) paperwork and if necessary, appeal a claim if you’ve been denied benefits.
LTD insurance claims can be tedious and confusing. To try and manage the process yourself – especially when faced with an injury or illness – can be overwhelming and potentially detrimental to your claim.
Young, Marr and Associates has decades of experience working with Long Term Disability clients in Pennsylvania – and more importantly – we have an 89.4% success rate doing so, well above the industry standard.
If you’re looking to file a claim for benefits due to an accident or illness, your claim has been denied or wrongfully terminated, or you need advice on recovering benefits for yourself or a close family member, let Young, Marr and Associates help you.
Disability insurance is a benefit generally found in an employer’s benefits package. Long term disability insurance covers a portion of an employee’s income, normally about 50%-70%, if the employee is injured or becomes seriously ill and cannot work – usually kicking in after a short term disability policy runs out. On average, short term policies end about 26 weeks after an eligible event. It’s also important to note that if you’re hurt off the job, worker’s compensation does not cover you, which is why long term disability coverage is so crucial. Depending on the company’s plan, long term coverage could be paid in full by you, the employer or the cost could be divided between you and the company.
Call Young, Marr and Associates now and let us focus on getting you the benefits you deserve, so you can focus on your health. We have more than 25 years’ experience and we will ensure you get the best possible outcome in your case.