Long term disability insurance is designed to help people who have been injured or come down with an illness and are unable to return to work, but the insurance claims process can be tedious and sometimes not quite straightforward. To try and manage the process yourself – especially when faced with an injury or illness – can be overwhelming and potentially detrimental to your claim.
Young, Marr and Associates has decades of experience working with Long Term Disability (LTD) clients. And not just working with them, but getting our clients the benefits they deserve. In fact, we have an 89.4% success rate in Pennsylvania.
If you’re looking to claim Long Term Disability (LTD) benefits due to an accident or illness, your claim has been denied or wrongfully terminated, or you need advice on recovering benefits for yourself or a close family member, Young, Marr and Associates can help. We will aid you with everything from filing paperwork – to appealing a claim if LTD benefits have been denied.
Disability insurance is a benefit generally found in an employer’s benefits package. Long term disability insurance covers a portion of an employee’s income, normally about 50%-70%, if the employee is injured or becomes seriously ill and cannot work – usually kicking in after a short term disability policy runs out. On average, short term policies end about 26 weeks after an eligible event. It’s also important to note that if you’re hurt off the job, worker’s compensation does not cover you, which is why long term disability coverage is so crucial. Depending on the company’s plan, long term coverage could be paid in full by you, the employer or the cost could be divided between you and the company.
Disability claims can be lengthy, confusing and very frustrating. It’s important you find an attorney who has proven success in LTD cases. Call Young, Marr and Associates now and let us focus on getting you the benefits you deserve, so you can focus on your health.
With more than 25 years’ experience, Young, Marr and Associates will use their expertise to ensure you get the best possible outcome in your case.