Facing a debilitating illness or serious injury is enough stress on its own, but add to it continuous medical and pharmacy expenses, the cost of in-home care, a lack of full insurance coverage and the fact that you are too sick to work anymore and well, it can be downright devastating.
If you’re looking to claim Long Term Disability (LTD) benefits due to an accident or illness, your claim has been denied or wrongfully terminated, or you need advice on recovering benefits for yourself or a close family member, Young, Marr and Associates can help.
We have more than two decades of experience representing LTD clients in Pennsylvania and with an 89.4% success rate, you can rest assured we know LTD law. We help our clients with everything from filing time-sensitive paperwork to appealing a claim if LTD benefits have been denied.
An attorney at Young, Marr and Associates will help you understand the legal process and counsel you on both your rights as an employee, and what your next steps should be to rectify the issue at hand.
Disability insurance is a benefit generally found in an employer’s benefits package. Long term disability insurance covers a portion of an employee’s income, normally about 50%-70%, if the employee is injured or becomes seriously ill and cannot work – usually kicking in after a short term disability policy runs out. On average, short term policies end about 26 weeks after an eligible event. It’s also important to note that if you’re hurt off the job, worker’s compensation does not cover you, which is why long term disability coverage is so crucial. Depending on the company’s plan, long term coverage could be paid in full by you, the employer or the cost could be divided between you and the company.
Because disability claims are lengthy and highly complex, it’s important you work with an attorney who understands the intricate details of the law. Call Young, Marr and Associates now and let us focus on getting you the benefits you deserve, so you can focus on your health.
It’s our philosophy to treat all clients with the courtesy, respect and compassion. We understand applying for LTD benefits is additional stress to an already stressful situation and we aim to minimize your frustrations.
With more than 25 years’ experience, Young, Marr and Associates will use their expertise to ensure you get the best possible outcome in your case.