Have you suffered an illness or experienced a major injury that keeps you from earning an income for an extended period of time? The inability to work combined with the financial stress of medical bills, prescriptions and the potential lack of insurance coverage can be overwhelming, to say the least. You should be focusing on your health, not insurance company paperwork and medical debt.
If your claim for Long Term Disability (LTD) benefits has been wrongfully terminated or denied, we can help you and your family recover the benefits that are rightfully yours. Young, Marr and Associates has more than two decades of experience representing clients across Pennsylvania. We also have a nearly 90% success rate (89.4%) representing LTD clients – compared to the industry standard success rate of 62% (according to SSA.Gov).
Whether you already receive LTD benefits or are preparing to apply, one of our LTD attorneys can help complete time-sensitive paperwork, gather medical and other evidence for your claim, appeal your claim if you’ve been denied coverage, and review your policy and explain it to you in a way that you will understand. We make sure you know and understand your legal rights.
Unfortunately, insurance companies often make it difficult for disabled workers to get the coverage they need and deserve, especially without an attorney. Young, Marr and Associates’ LTD attorneys are available to answer all of your questions and guide you through the legal process.
Disability insurance is a benefit generally found in an employer’s benefits package. Long term disability insurance covers a portion of an employee’s income, normally about 50%-70%, if the employee is injured or becomes seriously ill and cannot work – usually kicking in after a short term disability policy runs out. On average, short term policies end about 26 weeks after an eligible event. It’s also important to note that if you’re hurt off the job, worker’s compensation does not cover you, which is why long term disability coverage is so crucial. Depending on the company’s plan, long term coverage could be paid in full by you, the employer or the cost could be divided between you and the company.
Disability claims are highly complex. In order to successfully move forward with your claim, it’s important you work with an attorney who understands the various details of your case and the LTD legal process.
Call Young, Marr and Associates now and let us focus on the intricate details of your case, so you can focus on getting well.
We offer free consultations and it’s our philosophy to treat all clients with the courtesy, respect and compassion they deserve. We understand the process of applying for LTD benefits can be stressful and grueling, and we seek to minimize your frustrations and get you the benefits you deserve. With more than 25 years’ experience, Young, Marr and Associates will use their expertise to ensure you get the best possible outcome in your case.